Project Loan

Project finance involves providing credit and other facilities to a borrower, for setting up new projects, expansion, diversification and modernization of existing industrial units. While considering the project for assistance, we evaluate technical feasibility, commercial and economic viability and financial soundness of the project. The repayment of the loans and facilities is normally fixed on case to case basis depending on projected cash flow of the borrower. Bank requires TEV study for Project loans above Rs 500.00 Lacs with certain exceptions. To give an overview the projects under  Infrastructure are Road and Urban Development .residential township, Power & Utilities Oil & Gas, Natural Resource Solar Energy, Other natural Resources Ports and Airports Telecommunication  etc, Non- Infrastructure are  Cement, Steel, Mining, Engineering, Auto Components, Textile, Pulp & Paper, Chemicals, Pharmaceutical, fertilizer etc. Services are Tourism & Hospitality, Educational Institutions etc The proponent should have the detailed project report ready which forms the basis for consideration of Project Loan by the Banks.

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