Overdraft

Overdraft is a credit facility in the nature of a Credit Account from which the borrower can avail the funds anytime at his convenience but whose Upper Limit is fixed depending on the value of the security offered by the borrower to the bank. Overdraft can be availed against

  • Any financial assets like Fixed Deposits, Bonds, Shares Securities
  • Physical Assets like Motor Car, Pool of Vehicles,
  • Immovable Properties like Factory Land, Industrial Shed, Warehouses, Godowns,

Residential Houses, Commercial Office Space, and Commercial Shops

Overdraft helps you meet your short-term funding needs and allows you to leverage every business opportunity that comes your way against the security of residential or commercial property. Sanction Procedures, Loan Documents are easy for Overdraft Accounts. Overdraft Account Facility is generally for one year and renewed on request.

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