Personal Loan

Professionals (other than doctors) holding a degree/diploma or who in the opinion of the Bank are technically qualified or possesses skills in the respective field like registered practicing lawyers, Architects, Chartered Accountants, Chartered Engineers, Journalists, Management Consultants, Software Engineers etc. It can be taken for the purchase of machinery, equipment, apparatus, computers, tools, vehicles, furniture, interiors and office equipments. This loan can also be used to finance foreign trips, seminars and conferences. Persons already practicing or new entrants in various professions, having licenses issued under Central or State Legislations; Associations of persons engaged in a single profession provided that each member of such an association is qualified and duly licensed to practice in the profession; and The qualified professionals will be required to produce a certified copy of the license for the record at the bank. However an eligibility criterion differs from bank to bank.

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